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	<title>Comments on: The Most Important Part Is Starting: Debt Recovery</title>
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		<title>By: Carnival of Debt Reduction</title>
		<link>http://www.pffirewall.com/personalfinance/important-part-starting-debt-recovery/comment-page-1/#comment-5133</link>
		<dc:creator>Carnival of Debt Reduction</dc:creator>
		<pubDate>Mon, 22 Feb 2010 05:44:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.pffirewall.com/?p=211#comment-5133</guid>
		<description>[...] what APR is, to the very basic tenets of debt reduction, Jesse Michelsen gives it all to you in The Most Important Part Is Starting: Debt Recovery over at Personal Finance Firewall. Back on solid [...]</description>
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<p>[...] what APR is, to the very basic tenets of debt reduction, Jesse Michelsen gives it all to you in The Most Important Part Is Starting: Debt Recovery over at Personal Finance Firewall. Back on solid [...]</p>
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		<title>By: This is What Frugal Looks Like: PFFirewall — Almost Frugal</title>
		<link>http://www.pffirewall.com/personalfinance/important-part-starting-debt-recovery/comment-page-1/#comment-4527</link>
		<dc:creator>This is What Frugal Looks Like: PFFirewall — Almost Frugal</dc:creator>
		<pubDate>Thu, 28 Jan 2010 10:02:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.pffirewall.com/?p=211#comment-4527</guid>
		<description>[...] The Most Important Part is Starting: Debt Recovery [...]</description>
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<p>[...] The Most Important Part is Starting: Debt Recovery [...]</p>
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		<title>By: Five Financial Lessons Learned from Bambi &#124; Personal Finance Firewall</title>
		<link>http://www.pffirewall.com/personalfinance/important-part-starting-debt-recovery/comment-page-1/#comment-3486</link>
		<dc:creator>Five Financial Lessons Learned from Bambi &#124; Personal Finance Firewall</dc:creator>
		<pubDate>Tue, 08 Dec 2009 17:07:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.pffirewall.com/?p=211#comment-3486</guid>
		<description>[...] do we do? We get back up and start learning our most basic activities, like saving, frugality and debt reduction. That&#8217;s how survival works. You can&#8217;t control your surroundings but you must deal with [...]</description>
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<p>[...] do we do? We get back up and start learning our most basic activities, like saving, frugality and debt reduction. That&#8217;s how survival works. You can&#8217;t control your surroundings but you must deal with [...]</p>
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		<title>By: Jesse Michelsen</title>
		<link>http://www.pffirewall.com/personalfinance/important-part-starting-debt-recovery/comment-page-1/#comment-3014</link>
		<dc:creator>Jesse Michelsen</dc:creator>
		<pubDate>Tue, 24 Nov 2009 06:15:01 +0000</pubDate>
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		<description>Thanks for the comment CCC, and I do something similar with my purchases. I use an AMEX charge card. The total amount is due each month, there is no interest and I use it primarily for the points.</description>
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<p>Thanks for the comment CCC, and I do something similar with my purchases. I use an AMEX charge card. The total amount is due each month, there is no interest and I use it primarily for the points.</p>
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		<title>By: Credit Card Chaser</title>
		<link>http://www.pffirewall.com/personalfinance/important-part-starting-debt-recovery/comment-page-1/#comment-3009</link>
		<dc:creator>Credit Card Chaser</dc:creator>
		<pubDate>Tue, 24 Nov 2009 03:47:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.pffirewall.com/?p=211#comment-3009</guid>
		<description>Good advice because once people start to see the effects of a high APR then they will think twice about ever carrying a balance in the first place! I use a cash back credit card but just pay off the balance in full each month.
.-= Credit Card Chaser´s last blog ..&lt;a href=&quot;http://www.creditcardchaser.com/credit-cards-bankruptcy-a-visual-tragedy/&quot; rel=&quot;nofollow&quot;&gt;Credit Cards &amp; Bankruptcy: A Visual Tragedy&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Good advice because once people start to see the effects of a high APR then they will think twice about ever carrying a balance in the first place! I use a cash back credit card but just pay off the balance in full each month.<br />
<span class="cluv"> Credit Card Chaser´s last blog ..<a href="http://www.creditcardchaser.com/credit-cards-bankruptcy-a-visual-tragedy/" rel="nofollow">Credit Cards &amp; Bankruptcy: A Visual Tragedy</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://www.pffirewall.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: Book Review and Giveaway; Following The Goods: Financial Management for the Young and Ambitious &#124; Personal Finance Firewall</title>
		<link>http://www.pffirewall.com/personalfinance/important-part-starting-debt-recovery/comment-page-1/#comment-82</link>
		<dc:creator>Book Review and Giveaway; Following The Goods: Financial Management for the Young and Ambitious &#124; Personal Finance Firewall</dc:creator>
		<pubDate>Mon, 13 Apr 2009 13:29:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.pffirewall.com/?p=211#comment-82</guid>
		<description>[...] The book does leave you wanting more in some areas as it is fairly short. In the book is a link to FollowingTheGoods.com which is a good place to go to compliment the material in the book with even more great information. Or you can come back here  The book goes hand in hand with my post here about starting on the road to debt recovery. [...]</description>
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<p>[...] The book does leave you wanting more in some areas as it is fairly short. In the book is a link to FollowingTheGoods.com which is a good place to go to compliment the material in the book with even more great information. Or you can come back here  The book goes hand in hand with my post here about starting on the road to debt recovery. [...]</p>
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		<title>By: Jesse Michelsen</title>
		<link>http://www.pffirewall.com/personalfinance/important-part-starting-debt-recovery/comment-page-1/#comment-24</link>
		<dc:creator>Jesse Michelsen</dc:creator>
		<pubDate>Sun, 08 Mar 2009 23:20:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.pffirewall.com/?p=211#comment-24</guid>
		<description>Great! I am always looking for new sources of information. Thanks for visiting and sharing Joanne.</description>
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<p>Great! I am always looking for new sources of information. Thanks for visiting and sharing Joanne.</p>
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		<title>By: Joanne</title>
		<link>http://www.pffirewall.com/personalfinance/important-part-starting-debt-recovery/comment-page-1/#comment-23</link>
		<dc:creator>Joanne</dc:creator>
		<pubDate>Sun, 08 Mar 2009 20:10:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.pffirewall.com/?p=211#comment-23</guid>
		<description>Great article! It contained a lot of useful information for the consumer! Here is a site I have visited that gave good information on budgeting, loans, etc. &lt;a href=&quot;http://money.lessonstudio.ca/&quot; rel=&quot;nofollow&quot;&gt;http://money.lessonstudio.ca/&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Great article! It contained a lot of useful information for the consumer! Here is a site I have visited that gave good information on budgeting, loans, etc. <a href="http://money.lessonstudio.ca/" rel="nofollow">http://money.lessonstudio.ca/</a></p>
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		<title>By: Jesse Michelsen</title>
		<link>http://www.pffirewall.com/personalfinance/important-part-starting-debt-recovery/comment-page-1/#comment-22</link>
		<dc:creator>Jesse Michelsen</dc:creator>
		<pubDate>Sun, 08 Mar 2009 16:26:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.pffirewall.com/?p=211#comment-22</guid>
		<description>Hey, thanks for dropping by. That is exactly right, even if the $1.04 only takes $1.04 off the debt it still helps to keep one motivated towards a goal, shrinking that huge weight on one&#039;s shoulders.</description>
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<p>Hey, thanks for dropping by. That is exactly right, even if the $1.04 only takes $1.04 off the debt it still helps to keep one motivated towards a goal, shrinking that huge weight on one&#8217;s shoulders.</p>
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		<title>By: Wealthier Every Day</title>
		<link>http://www.pffirewall.com/personalfinance/important-part-starting-debt-recovery/comment-page-1/#comment-21</link>
		<dc:creator>Wealthier Every Day</dc:creator>
		<pubDate>Sun, 08 Mar 2009 06:58:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.pffirewall.com/?p=211#comment-21</guid>
		<description>Great comprehensive post!  It&#039;s easy to dismiss the impact that $1.04 can have on your debt pay-down, but every bit does truly help.  To your point, staying motivated and focused on your goal is essential to success.</description>
		<content:encoded><![CDATA[<p>Great comprehensive post!  It&#8217;s easy to dismiss the impact that $1.04 can have on your debt pay-down, but every bit does truly help.  To your point, staying motivated and focused on your goal is essential to success.</p>
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