Personal Finance Firewall » frugality

Mental Motivation and the High Five

Jesse Michelsen — Wed, 04 May 2011 13:18:14 +0000

Positive Motivation In every day life one will generally find a plethora of ways people motivate themselves. Some people write something positive and uplifting on their mirror that they will see and read aloud each day. They will listen to motivation speakers on the radio in their car on the way to and from work. [...]

Mental Motivation and the High Five is an article from Personal Finance Firewall

5 Things That Are NOT Worth The Cost

Jesse Michelsen — Mon, 21 Mar 2011 13:32:54 +0000

Last week I wrote about some things that we never buy generic because the quality in the national brand is just worth the extra cost. Many of you agreed that those products and others you mentioned are worth paying a premium for the higher quality counterparts. Well, today let’s look at the other side of [...]

5 Things That Are NOT Worth The Cost is an article from Personal Finance Firewall

5 Things That Are Worth The Cost

Jesse Michelsen — Thu, 17 Mar 2011 13:00:47 +0000

The battle between generics or private labels versus national brand names rages on year after year, but you all know that I value certain things over money around here right? This is a finance blog of course, so I know that money is important, but there comes a point when you have to decide what [...]

5 Things That Are Worth The Cost is an article from Personal Finance Firewall

My Present Thoughts on Risk and Life

Jesse Michelsen — Thu, 28 Oct 2010 18:13:09 +0000

We’re closing in on Halloween and I’m pretty excited about it. Last year I posted about Halloween and Missed Opportunities and with that fresh in my mind, I started planning my Halloween costume really early, like nine months early and while I did change ideas a couple times, I’m really happy about what I settled [...]

My Present Thoughts on Risk and Life is an article from Personal Finance Firewall

Are Your Expenses Necessities or Luxuries?

Jesse Michelsen — Thu, 23 Sep 2010 14:02:30 +0000

The other day I read an article over at Free Money Finance titled Three Expenses I Thought I Couldn’t Live Without. I found the fact that the author addressed these things that he sacrificed as expenses instead of necessities very interesting. I admit that I do think of certain things as necessities and do get [...]

Are Your Expenses Necessities or Luxuries? is an article from Personal Finance Firewall

A Tale Of Two Pianos: My Musical and Financial Journey Into Piano Ownership

Jesse Michelsen — Wed, 22 Sep 2010 10:19:42 +0000

Playing the piano is something I have always wanted to pursue. I love classical music and the piano is my favorite instrument. My family is pretty musical as well and my mom graduated with a degree in music from a prestigious music oriented college. This year after graduating college myself I decided it was time [...]

A Tale Of Two Pianos: My Musical and Financial Journey Into Piano Ownership is an article from Personal Finance Firewall

How To Get The Most Out Of Your Tiny Home Garden

Jesse Michelsen — Thu, 12 Aug 2010 09:03:40 +0000

I haven’t written much about gardening around here, because honestly the last few years we haven’t been able to yield too much from ours. This year we did things a little differently and had much better results. The thing is, you really have to know what to plant to get the most value out of [...]

How To Get The Most Out Of Your Tiny Home Garden is an article from Personal Finance Firewall

The Cost OF A Clean Shave Revisited

Jesse Michelsen — Tue, 06 Apr 2010 12:00:53 +0000

(Ladies, this post is about shaving but don’t turn away just yet, there’s something here for you too!) Quite a while ago I wrote about ways to save money while shaving, such as using cryogenically treated cartridges that last longer than regular cartridges, and using common shower supplies as shaving lather. While I have been [...]

The Cost OF A Clean Shave Revisited is an article from Personal Finance Firewall

Delayed Gratification and a new Mattress

Jesse Michelsen — Thu, 04 Feb 2010 16:08:50 +0000

Delayed gratification is something that kids now don’t even hear about anymore . Everything in today’s world is “on demand”. You can get any TV show, movie or video clip on your TV or on the computer, any time you want. Listening to music is no longer a passive activity and you can download any [...]

Delayed Gratification and a new Mattress is an article from Personal Finance Firewall

More Ways to Save During the Holidays

Jesse Michelsen — Tue, 15 Dec 2009 16:31:08 +0000

Last week I wrote about re-gifting as a cost saving measure as well as a way to help our environment by reducing waste. Today I will discuss some other ways to help keep costs down over the holiday season. One of my pet peeves is buying things over and over. I am a new home [...]

More Ways to Save During the Holidays is an article from Personal Finance Firewall