We’re closing in on Halloween and I’m pretty excited about it. Last year I posted about Halloween and Missed Opportunities and with that fresh in my mind, I started planning my Halloween costume really early, like nine months early and while I did change ideas a couple times, I’m really happy about what I settled […]

I mentioned last week that we were planning a trip to California for a special family event. Well, we just got back late last night and the trip was good. It was for the most part uneventful; we got to visit with my parents and both sets of grandparents on my side of the family […]

In a 1999 survey by the Consumer Federation of America and financial services firm Primerica, 40% of Americans with incomes between $25,000 and $35,000 — and nearly one-half of respondents with an income of $15,000 to $25,000 — thought winning the lottery would give them their retirement nest egg. Overall, 27% of respondents said that […]

I heard something interesting on the radio the other morning; a casino in the UK is completely remodeling their casino floor to include a non-smoking area and it’s costing them something to the tune of $90,000. That’s a pretty hefty but if you consider that not having a non-smoking area excludes a large amount of […]

There is something to be said about ranking yourself when it comes to finance, in fact in just about every situation in life, we humans like to classify and rank ourselves; it’s only natural 🙂 Most people rank themselves based on income but that’s usually pretty gray as many people just guess at others income […]

Today I want to use a little creative imagery and see if I can paint a picture in your mind… It’s a summer day in August, around 11 o-clock. You decide to take your children, Jenny and Lance, outside and enjoy the morning before it gets too hot. As you walk out the door, the […]

After our adventure over the weekend at the restaurant with horrible food and worse service, I realized that I didn’t tip the waiter. Tipping is something I already hate doing, not because I feel like people don’t deserve a tip for great service, but because some expect a tip for mediocre service. I hate that […]